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Submoney: Subscription and bill manager

Submoney tells you how much cash your account needs to cover upcoming subscriptions and bills.

Submoney

Submoney is a minimal subscription and bill manager focused on a single question: how much money should be in your bank account today to cover every upcoming charge. It keeps the interface light and practical:

  • Daily balance you need to cover every subscription, recurring payment and bill
  • Money set aside per card or account, going down as each payment goes out
  • Calendar of upcoming charges, with reminders before each one and before trials convert
  • A review every few months, with a Cancel list for the ones you drop
  • Pause until a date, split costs, other currencies and price history
  • Home screen widgets, available in 20 languages

No sign-up and no bank connection: your data stays on your phone. It is free for up to 15 items, with a one-time Plus purchase for the rest.

The goal is to keep your subscription buffer clear and avoid surprise overdrafts.

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